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Your first thought may be to select a lender based solely on how low an interest rate you are quoted in an initial contact. While the interest rate is obviously critical, here are other critical factors: (1) does the lender have a performance history the demonstrates that the loan will be ready to close on the date you promised to close in the purchase contract – this requires having a regular relationship with Flagstaff appraisers and escrow companies, (2) what are the closing costs and (3) are you comfortable personally with your loan officer? Here are some local lenders with a good track record:
Liz Fontanini
Wallick & Volk
320 N. Leroux Street, Suite A
Flagstaff, AZ 86001
(928)556-0600
(800) 219-5626
liz.fontanini@wvmb.com
Lynne Dewar
Lenders Direct
5200 E. Cortland Blvd., Suite B6
Flagstaff, AZ 86004
(928) 527-7974
(800) 552-1188
ldewar@elendersdirect.com
Alisa Carlson
Countrywide Home Loans
2 S. Beaver Street, Suite 230
Flagstaff, AZ 86001
928-226-3356
Alisa_Carlson@countrywide.com
Scott Gilbreath
First Credit Union
2321 N. 4th Street
Flagstaff, AZ 86004
(928) 774-8974
Hal Reames
State Mortgage
5200 E. Cortland Blvd. E-110
Flagstaff, AZ 86004
(928) 774-8974
hreames@statemortgage.net
Wayne Sletten
wayne@mountaincountrymortgage.com
Mountain Country Mortgage
2076 S Woodlands Village Blvd, Ste 201
Flagstaff, AZ 86001
928-226-6908 Office
928-226-0403 Fax
866-926-6908 Toll Free
www.mountaincountrymortgage.com
Note: These recommendations are based upon positive evaluations of past experiences and are no guarantee that the lenders will offer the best possible loan arrangements. Any loan should be independently investigated and evaluated by the Buyer.
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